Assisted Living and Long Term Care Liability Insurance

Long-Term Care Insurance Program

As a broker, Balsiger Insurance continues to align with the top insurance markets for many businesses involved in the long term care of U.S. retirees. Having the right insurance is important when you are working with the elderly. Don’t risk having the wrong insurance in place. Let our experienced team help you understand the what and why of your insurance purchase!

Our programs target classes like:

• Assisted Living Facilities                
• Home Health Care
• Long Term Care Facilities
• Senior Care Services
• Non-Emergency Medical Transport
• Emergency Medical Transport
• Skilled Nursing Homes
• Hospice Programs

Major coverage available include:

• Property
• General Liability
• Professional Liability
• Director & Officer
• Employment Practices Liability
• Cyber & Data Breach coverage
• Umbrella/Excess
• Commercial Auto
• Abuse
• Worker’s Compensation

Our programs are very flexible and can include coverage like Punitive Damages Coverage, Sexual Abuse coverage, Defense costs can be within or outside the general liability limit.

These programs are available in all states.