HOA Insurance

What is HOA Insurance?

If you live in a homeowners association, then you will typically have two types of property insurance. The first is home or condo insurance, which is a standard insurance policy. The second is HOA insurance, which specifically covers communal areas, not something inside your individual house or condo unit. The association board is in charge of buying the master policy. HOA insurance is paid through the association dues.

Balsiger Insurance is one of the leading homeowners association insurance providers. Contact our team of experts for a free quote today!

Message from Keith Balsiger, Insurance Broker for Associations:

Keith Balsiger, President

"It continues to surprise me that so many volunteer boards continue to look at just the price.  As a board you are putting yourself on the hook for providing every unit owner in your association with the right coverage.  In fact, many of you are purchasing Director & Officer coverage that protects you for the decisions you make…BUT might include an EXCLUSION for insurance decisions…bet you didn’t know that!"

We are members of CAI too!
While you can just put your HOA insurance out for bids…maybe limit it to those agencies that have experience in working with associations.  Here are some questions to ask potential agents or brokers before you consider putting your faith in them or their company!
Good questions to ask
Also, check out the advantages of working with a broker instead of a captive agent: Why use an independent agent?
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Why use Balsiger Insurance for your homeowners association insurance?

  • We are active members of CAI… we keep up to date on NRS statutes, our team all works with association insurance we provide free educational seminars for board members, we will attend meetings, provide loss control services, we will help you shop at renewal…you can actually develop a relationship with our team without giving up the ability to shop when you see fit!
  • We have access to many companies that specialize in HOA Insurance and; Condominium insurance, for example…
  • CNA, Philadelphia, Traveler’s, Allied, Oregon Mutual, Great American, Scottsdale, USLI, Chubb, Chartis, Fireman’s Fund, XL Specialty, Capitol Insurance, CORE Program, New Hampshire, Hanover & more!
  • We can handle vacant units for you, we will help educate tenants and unit owners on what coverages they should carry.
  • And above all….we always strive to make it easy for you to do business with us!

Balsiger Insurance doesn’t just quote apples to apples…we dig in and analyze your coverage limit and make recommendations.  Our proposal’s will provide liability insurance, property insurance, flood insurance, professional liability and many other types of coverage options for you.

We offer Worker’s Compensation that will cover board members and volunteers!
We can provide this coverage even if we don’t handle the rest of your association at a cost of $615 per year.

Click here to get a quote.

Interested in more Condo & HOA coverage options?

Give our team a call for new condo associations policies 1-866-872-0156

 

Locations We Offer HOA Insurance for Associations

We offer HOA insurance in Nevada, Arizona, California, Utah, Oregon, Washington, Texas, Idaho, Illinois,  Ohio, Indiana, Minnesota, Wisconsin, Arizona, Ohio, Minnesota, Washington, Oregon, Utah, Idaho, California, and Missouri.

Homeowners Association Insurance Requirements

Homeowners association and condo complexes in each state require unique types of coverage. Contact us today to find out what HOA insurance coverage your state requires. One of our expert agents can go over things like flood insurance, personal injury, coverage limit, commercial auto, home safety, crime insurance, property damage, umbrella insurance, renters insurance, and more! Any questions you have we can answer.

HOA Master Policy

Give our office a call and we will go over everything from the HOA Master Policy, personal injury, property damage, personal property, commercial auto, home safety, crime insurance, and replacement cost. Work with our team and we will walk you through our guide to buying homeowner association coverage. When you call, we can answer questions such as: can an HOA require homeowners insurance and does HOA cover fire insurance? Learn more about professional liability insurance for the HOAs master policy when we go over the types of insurance for association management.

Is your HOA looking for a new insurance broker?

Balsiger Insurance is an independent insurance broker which means we shop multiple carriers to get you the best coverage at an affordable price. We have experience in most states in the USA. Find out more by giving our company a call today. Providing top notch service, Balsiger Insurance should be your go to insurance company if you are an HOA in Arizona, California, Oregon, Washington, Utah, Idaho, North Dakota, Montana, Pennsylvania, Florida, Minnesota, Wisconsin, Illinois, Ohio, Tennessee, North Carolina, Missouri, Indiana, New Mexico, Colorado, Georgia, and Texas. Facing an increased cost? We have the team that you need. Our agents work diligently to provide coverage for business owners, the condo owner, and the HOA board. We have HOA insurance offices in Nevada, California, & Texas.

Interested in a Proposal? Contact One of Our Industry Experts

Keith Balsiger, President

Contact any of Balsiger Insurance's insurance agents by calling the office at

1-866-872-0156

or by emailing info@balsigerinsurance.com

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